life STAGES

Working with you at every stage of your life

Starting your Career

  • Age 21 to 34 Years Old
  • Starting your career
  • Finished school

Pay off debts, student loans, credit cards

Establish an emergency fund

Start a Budget (Download our app!)

Pay yourself first: start a regular savings plan

Down payment for a home

Save for large purchases: such as car

Start saving for your retirement

 Review your benefits from work including your health and disability benefits.

Growing Families

  • Age 30 to 44
  • Starting to be established in career
  • Recently married/common-law relationship
  • May have children
  • Recently purchased first home

 Paying off mortgages

Establish an emergency fund

Staying on Budget (Download our app!)

Make a spending plan-short, medium and long term

Saving for children’s education

Saving for retirement

Taking care of the “What-ifs?”

Disability

Critical Illness

Premature Death

Make a will

Maturing Families

      • Age 45 to 54
      • Established in career
      • May have older children
      • May be in peak earning years
      •  

Paying off mortgage

Reduce all debts

Saving for retirement

Staying on budget (Download our app!)

Reducing income tax

Taking care of the “What-ifs?”

Disability

Critical Illness

Premature Death

Make a will

Consider powers of attorneys

Preparing for Retirement

  • Age 55 to 64
  • Preparing for retirement
  • May have adult children
  • Increased Net Worth

Almost done paying mortgage

Little to no debt

Retirement savings is top priority

Staying on budget

Reducing income tax

Taking care of the “What-ifs?”

Critical Illness

Premature Death

Make a will

Consider powers of attorneys

Making sure health insurance is adequate

Retirees

  • Age 65 and over
  • Increased Net Worth
  • No longer working or working part time

Mortgage is paid off

Little to no debt

Review pension arrangements

Staying on budget (Download our app!)

Living off savings

Reducing income tax

Taking care of the “What-ifs?”

Long Term Care

Premature Death

Make a will

Consider powers of attorneys

Making sure health insurance is adequate

Estate Planning

GET IN TOUCH NOW

To make requests for further information, fill out the form